] My biggest winners have been dividend-paying domestic
] stocks; foreign equities -- particularly in the euro zone
] -- and real estate investment trusts (REITs). Entering
] the new year, I'm making only minor tweaks to the model,
] although I'm raising its risk profile modestly because I
] think 2005 will be kind to stocks and not unkind to
] bonds.
]
] Some experts agree. "We believe the stock market will
] post surprisingly positive returns for a third
] consecutive year," says Brian Belski, market strategist
] for Piper Jaffray.
]
] Adds Craig Callahan, chief investment officer of Icon
] Funds, "Our analysis still indicates that the broad
] market is undervalued by about 12%."

excellent article.

MSN Money - Fine-tuning a winning ETF portfolio for '05