Mercy James thought she had lost her rental property here to foreclosure. A date for a sheriff’s sale had been set, and notices about the foreclosure process were piling up in her mailbox.

Ms. James had the tenants move out, and soon her white house at the corner of Thomas and Maple Streets fell into the hands of looters and vandals, and then, into disrepair. Dejected and broke, Ms. James said she salvaged but a lesson from her loss.

So imagine her surprise when the City of South Bend contacted her recently, demanding that she resume maintenance on the property. The sheriff’s sale had been canceled at the last minute, leaving the property title — and a world of trouble — in her name.

Welcome to absolute hell. Get out, oh wait, you got out and the place is a pile of shit that we don't want, so we're backing out, but maybe we own it, but you're responsible for it.

In the words of Jon Stewart, "FUCK YOU!"

In Homeowners’ Latest Woe, Banks Are Skipping Foreclosures - NYTimes.com