The Halifax bank is enrolling unsuspecting customers in trials of a new generation of RFID-enabled bank cards, and trying to keep them in the program even if they have mis-givings about the wave and pay technology.

PayWave allows punters to debit their account without having to enter a PIN or sign for goods valued at less than �10.

The RFID-based technology, backed by Visa, is being rolled out by UK banks Barclays and Halifax, as well as others on the continent. Mastercard is backing a similar technology called PayPass.

Halifax is introducing the technology in London to a number of punters, including Reg reader Pete.

This seems like an incredibly bad idea.