If you are a natural person in the United States and you entered into an agreement over the Internet with ConsumerInfo.com, Inc. or any Experian Entity to purchase any Credit Check or Credit Check Monitoring (which were formerly known as CreditCheck® Monitoring Service), Credit Manager (including Yahoo! Credit Manager), Triple Alert or Triple Advantage credit monitoring product (and/or any credit score sold on a website also selling any of the foregoing credit-monitoring products) between June 17, 1998 and December 27, 2006 and paid ConsumerInfo.com, Inc. or any Experian Entity for the credit monitoring product (and/or such a credit score) but did not later obtain complete refunds from any source of the full amount paid for the credit monitoring product (and/or credit score), you may be entitled to receive a settlement benefit.
“Experian Entity” and “Experian Entities” refer to “Experian North American, Inc. and to any company that is a subsidiary, parent, corporate affiliate, or division of Experian North America, Inc., and shall also include Credit Expert, L.L.C.”
The lawsuit was filed claiming that, because of the way Defendants advertised their credit scores and credit-monitoring products and because of certain information about credit that was contained on Defendants' websites, Defendants were required to comply with a federal statute known as the Credit Repair Organizations Act ("CROA"), and also making claims for unjust enrichment, constructive trust, and conspiracy. Defendants deny that they did anything wrong. The parties have agreed to this settlement to resolve this lawsuit without a trial and without Defendants' admitting liability.
Whoa. I totally knew these guys were full of shit! Good thing annualcreditreport.com came along, and I didn't have to deal with them anymore.
