I admire Schneier and all, but this article is a piece of self-serving shit.
We expect to see ever-more-complex worms and viruses in the wild
We expect to see more blended threats: exploit code that combines malicious code with vulnerabilities in order to launch an attack. We expect Microsoft's IIS (Internet Information Services) Web server to continue to be an attractive target
[Worms targeted at a specific entity] are another trend we're starting to see.
We expect to see more attacks against financial institutions, as criminals look for new ways to commit fraud. [...]
We also expect to see more politically motivated hacking, whether against countries, companies in "political" industries (petrochemicals, pharmaceuticals, etc.), or political organizations